Eligibility & Making Changes

Eligibility

You

As an active, full-time employee working at least 40 hours per week, you are eligible for benefits on the first of the month, following 60 days of employment.

“Eligible employee” refers to an employee who is regularly scheduled to work 40 hours per week and is not classified by the employer as a temporary or seasonal employee. It may also refer to an employee who meets minimum levels of eligibility as defined by applicable federal, state, or local legislation.

Your Dependents

You may enroll your eligible dependents in the same plans you choose for yourself. Eligible dependents include:

  • Your legal spouse or registered domestic partner
  • Your biological, adopted, or stepchildren, up to age 26
  • Your unmarried children of any age, if incapable of self-support due to mental or physical disability

Making Changes

The benefit choices you make when you first become eligible are in effect for the remainder of the plan year. It’s important to review your benefit options and choose the best coverage for you and your family. If you are a newly eligible employee, have transferred from part-time to full-time status, or are an eligible part-time employee, you will receive benefits enrollment information.

You have three opportunities to enroll in or make changes to your benefits:

1

Within 60 days of your eligibility date

2

During the annual Open Enrollment period

3

Within 60 days of a qualifying life event

Qualifying Life Events

We understand life changes and so should your benefits. If you experience a qualified life event, you can make changes to your benefits within 60 days of the event.

Examples of Qualifying Life Events:

  • Marriage, divorce, or legal separation
  • Birth or adoption of a child
  • Death of a dependent
  • Loss or gain of other health coverage for you and/or dependents
  • Change in employment status
  • Change in Medicaid/Medicare eligibility for you or a dependent
  • Receipt of a Qualified Medical Child Support Order

Keep in mind that you may be required to provide supporting documentation, such as a birth certificate or marriage certificate, to prove your dependent’s eligibility. Contact the Big 5 Benefits Department at benefits@big5corp.com within 60 days from the event.

Need Help?

Big 5 Benefits Department

benefits@big5corp.com

Benefits Enrollment Center

844.396.5948

(M-F, 5 AM – 8 PM PST)